Privacy Policy

MLMComplianceVT.com, LLC (referred to herein as "MLMComplianceVT.com", "our", "us" or "we") knows that you care how information about you is used and shared, and we appreciate your trust that we will do so carefully and sensibly. This notice describes our Privacy Policy. We are committed to respecting the privacy rights of those visiting and using our websites, (hereafter referred to as the "Website" or "Websites"). MLMComplianceVT.com created this Privacy Policy to give you confidence as you visit and use the Website, and to demonstrate our commitment to fair information practices and to the protection of your privacy.

This Privacy Policy is only applicable to the Website and not to any Third-Party websites, which may have data collection, storage, and use practices and policies that differ materially from this Privacy Policy. For additional information, see the section concerning Third-Party Websites, below.

Each time you use the Website, the then-current version of this Privacy Policy will apply. Accordingly, each time you use the Website you should check the date of this Privacy Policy (which appears at the end) and review any changes since the last time you visited the Website. For additional information, see the section concerning Revisions, below.

By visiting MLMComplianceVT.com, you are accepting and agreeing to the practices described in this Privacy Policy.

Why Do We Collect Personal Information?

We collect personal information to improve the manner by which we operate, offer our products and services, communicate with you about those products and services, and provide effective, timely customer support when needed. We will never rent or sell any of the personal information we collect from you to third parties, and we do not share your personal information except as set forth in this Privacy Policy.

What Personal Information Does MLMComplianceVT.com Gather?

The information we learn from our Subscribers and visitors helps us personalize and continually improve your experience at MLMComplianceVT.com. We collect information from Subscribers and visitors to the Websites at different points on the Websites, including: when you register or create an account with MLMCompli-anceVT.com; when you place an order at MLMComplianceVT.com; when you use MLMComplianceVT.com's products or services; when you enter promotions or sweepstakes; when you subscribe to a newsletter or desire to be added to our mailing lists for other products or services; when you correspond or otherwise interact with us; and when you provide feedback in any of our online surveys. Information we collect may include: your name, e-mail address, phone number, address, product preference information, billing information, demographic information provided by you (such as language, gender and age, and, if applicable, content preferences and personalization information) and personal interest information.

Here is more detail regarding the types of information we gather:

  • Traffic Data: Like most website operators, MLMComplianceVT.com automatically gathers information of the sort that browsers automatically make available, including: (i) IP addresses; (ii) domain servers; (iii) types of devices accessing the Website; and (iv) types of Web browsers accessing the Website (collectively "Traffic Data"). Traffic Data is anonymous information that does not personally identify you.
  • Information You Give Us: We receive and store any information you enter on our Website or give us in any other way. Click here to see examples of what we collect. You can choose not to provide certain information, but then you might not be able to take advantage of many of our features. We use the information that you provide for such purposes as interacting with you, tracking your progress, reporting your test scores, responding to your requests, and communicating with you.
  • Personal Information: Through your use of or visits to our websites, you may be required or requested to provide personally identifiable information (hereafter "Personal Information") to us. Personal Information is any piece of information which can potentially be used to uniquely identify, contact, or locate a single person. Such information includes, without limitation: (1) "Contact Data" (such as your name, mailing address and e-mail address); (2) "Demographic Data" (such as your age, gender, profession, education level, country, state, city and likes and dislikes,); and (3) "Financial Data" (such as your credit/debit card number and expiration date). In each case, you will be asked to provide Personal Information; the Website will not gather it automatically or surreptitiously. MLMComplianceVT.com may supplement the Personal Information you provide with additional personal information gathered from public sources or from third-parties (e.g., consumer reporting agencies) who may lawfully provide such information to MLMComplianceVT.com. You are under no obligation to provide Personal Information, with the caveat that your refusal to do so may prevent you from using certain of the features and services available on the Website.
  • Automatic Information: We receive and store certain types of information whenever you interact with us. For example, like many Websites, we use "cookies," and we obtain certain types of information when your Web browser accesses MLMComplianceVT.com and other content served by or on behalf of MLMComplianceVT.com on other Websites. Click here to see examples of the automatic information we receive.
  • E-mail Communications: To help us make e-mails more useful and interesting, we often receive a confirmation when you open e-mail from MLMCompli-anceVT.com if your computer supports such capabilities. If you do not want to receive e-mail or other mail from us, please adjust your Subscriber Communication Preferences.
  • Information that you make Public: The Websites may contain features (e.g. public profiles, forums, and message boards) that permit you to upload, post, transmit, display, perform or distribute content, information or other material, including some of your Personal Information. Any information that you choose to disclose by means of such features becomes public information over which MLMComplianceVT.com is unable to exercise control. You should exercise caution when deciding to disclose your Personal Information by means of such features, and you agree to assume all responsibility for doing so.
  • Information from Other Sources: We might receive information about you from other sources and add it to our account information. Click here to see examples of the information we receive.

What About Cookies?

  • Cookies are alphanumeric identifiers that we transfer to your computer's hard drive through your Web browser to enable our systems to recognize your browser and to provide certain features such as the storage of information regarding your progress through the courses or your test scores between visits. The purpose of a Cookie is to identify the user as a unique user of the Website. MLMComplianceVT.com uses Cookies to customize your experience on the Website, to remember viewing preferences, to ensure that you do not see the same information repeatedly, and to store your username so you do not have to re-enter it each time you visit the Website. Like other major websites, MLMComplianceVT.com uses cookies to provide you with a tailored experience when visiting MLMComplianceVT.com and using our products or services.
  • We treat any personal information that may be contained in cookies with the same level of confidentiality as other information you provide to us. If you wish to disable cookie functionality, you may do so by changing the security settings on your browser.
  • The Help portion of the toolbar on most browsers will tell you how to prevent your browser from accepting new cookies, how to have the browser notify you when you receive a new cookie, or how to disable cookies altogether. Additionally, you can disable or delete similar data used by browser add-ons, such as Flash cookies, by changing the add-on's settings or visiting the Website of its manufacturer. However, because cookies allow you to take advantage of some of MLMComplianceVT.com's essential features, we recommend that you leave them turned on.
  • IF YOU DO NOT WISH TO HAVE COOKIES PLACED ON YOUR COMPUTER, YOU SHOULD SET YOUR BROWSERS TO REFUSE COOKIES BEFORE ACCESSING THE WEBSITE, WITH THE UNDERSTANDING THAT CERTAIN OF THE SERVICES AND CERTAIN FEATURES OF THE WEBSITE MAY NOT FUNCTION PROPERLY OR FUNCTION AS EFFICIENTLY WITHOUT THE AID OF COOKIES. IF YOU REFUSE COOKIES, YOU ASSUME ALL RESPONSIBILITY FOR ANY RESULTING LOSS OF FUNCTIONALITY.

How Does MLMComplianceVT.com Use the Information It Receives?

Information about our Subscribers and visitors is an important part of our business, and we are not in the business of selling it to others. We share Subscriber and visitor information only as described below and with subsidiaries MLMCompli-anceVT.com, LLC controls that either are subject to this Privacy Policy or follow practices at least as protective as those described in this Privacy Policy.

  • Traffic Data and Information Gathered Using Cookies: MLMCompli-anceVT.com analyzes Traffic Data and information gathered using Cookies to help MLMComplianceVT.com better understand who is using the Website and how they are using it. By identifying patterns and trends in usage, MLMComplianceVT.com is able to better design the Website to improve your experience, and to serve you more relevant and interesting content. From time to time, MLMComplianceVT.com may release Traffic Data and information gathered using Cookies in the aggregate, such as by publishing a report on trends in the usage of the Website. MLMComplianceVT.com does not attempt to link information gathered using Cookies to Personal Information.
  • Personal Information: Personal Information that is collected from Subscribers, visitors, Product or Services Purchases and/or Surveys is used and disclosed as described in this Privacy Policy. Except as specifically set forth in this Privacy Policy, MLMComplianceVT.com DOES NOT share Personal Information. MLMComplianceVT.com may share aggregated information from time to time with its partners or other third parties. When such aggregate information is shared by MLMComplianceVT.com, no Personal Information is shared.
  • Third-Party Service Providers: We employ other companies and individuals to perform functions on our behalf. Examples include Website development or hosting, sending e-mail, analyzing data, providing marketing assistance, providing search results and links (including paid listings and links), processing credit card payments, and providing Subscriber service. They have access to personal information needed to perform their functions, but may not use it for other purposes.
  • Disclosure Practices: Except under the following circumstances and otherwise as set forth in this Privacy Policy, MLMComplianceVT.com will keep your Personal Information private and will not sell it to or share it with third parties.
    • Disclosure in Connection with Services: MLMComplianceVT.com discloses Personal Information to those who help it provide Services, including those who perform technical, administrative and data processing tasks such as hosting, billing, fulfillment, and data storage and security.
    • Third Parties Who Work With MLMComplianceVT.com: MLMCompli-anceVT.com may share your personal information with trusted vendors and partners who work with MLMComplianceVT.com. These partners are provided with your personal information to help us communicate with you about offers from us and from our marketing partners. They are contractually required to keep this personal information secure and to only use it for the purposes for which it is provided. MLMComplianceVT.com may send personal information about you to other companies or people when we need to share your information to provide the product or service you have requested or to provide or provide a product or service to you. However, these companies are only permitted to use the personal information for these purposes.
    • By Law or to Protect Rights: MLMComplianceVT.com discloses Personal Information when:
      • required to do so by law, or in response to a subpoena or court order; or
      • when MLMComplianceVT.com believes in its sole discretion that disclosure is reasonably necessary to:
        • enforce or apply our Terms of Use; or
        • protect the safety, property, or rights of MLMCompli-anceVT.com, our subscribers, our visitors, third parties, or the public at large.

      This includes exchanging information with other companies and organizations for fraud protection and credit risk reduction. Obviously, however, this does not include selling, renting, sharing, or otherwise disclosing personally identifiable information from Subscribers or visitors for commercial purposes in violation of the commitments set forth in this Privacy Policy.

    • Business Transfers: MLMComplianceVT.com reserves the right to transfer all Personal Information in its possession to a successor organization in the event of a merger, acquisition, or bankruptcy or other sale of all or a portion of MLMComplianceVT.com's assets. Other than to the extent ordered by a bankruptcy or other court, the use and disclosure of all transferred Personal Information will be subject to this Privacy Policy, or to a new privacy policy if you are given notice of that new privacy policy and an opportunity to affirmatively opt-out of it. Personal Information submitted or collected after a transfer, however, may be subject to a new privacy policy adopted by MLMComplianceVT.com's successor organization.
    • Unpaid Accounts: If you fail to pay any balance owed in consideration of Services, MLMComplianceVT.com may, as permitted by law, report your Personal Information, including without limitation your unpaid balance, to consumer credit reporting services, collection agencies and others.
    • Invite a Friend: When you invite family or friends to join the MLMComplianceVT.com program, MLMComplianceVT.com shall send an email on your behalf to the indicated recipient. Your name and email address will appear in the "From" line of such email.
    • Disclosures to Your Company and Upline: If you have obtained access to MLMComplianceVT.com through any direct selling, multilevel marketing, or network marketing company (hereafter described as a "Corporate Subscriber"), to help you manage your independent direct selling businesses, we will provide your sponsor/enroller, other upline leaders, and your company with your name, Distributor/Consultant/Affiliate/ Associate Identification Number (if any), and email address as well as data relating to your completion of any MLMComplianceVT.com curriculum, courses, and tests, as well as any test scores. If you have obtained access to MLMComplianceVT.com on your own, independently of any direct selling, multilevel marketing, or network marketing company (hereafter described as an Independent Subscriber), this section will not apply to you.
    • With Your Consent: Other than as set out above, you will receive notice when information about you might go to third parties, and you will have an opportunity to choose not to share the information.

Communications From Us

  • Special Offers and Updates: By registering as a Subscriber or making a purchase or other inquiry through the Website, you consent to receive periodic email and other communications from us. For example, MLMComplianceVT.com sends all new Subscribers a welcoming email to verify password, username, and acceptance of the Conditions of Use and this Privacy Policy. All Subscribers will occasionally receive information on products, services, special deals, and a newsletters. Individuals who have not registered with MLMComplianceVT.com and who grant permission will also receive occasional information on products, services, special deals, and the like.
  • Service Announcements: On rare occasions it is necessary to send out a strictly service-related announcement. For instance, if our service is temporarily suspended for maintenance, we might send Subscribers an email. Generally, Subscribers may not opt-out of these communications, though they can deactivate their account. However, these communications are not promotional in nature.
  • Customer Service: MLMComplianceVT.com communicates with Subscribers via email, regular mail and telephone on a regular basis to provide requested services and in regards to issues relating to their MLMComplianceVT.com account or usage.

How Secure Is Information About Me?

  • MLMComplianceVT.com safeguards the security of the data you send us with physical, electronic, and managerial procedures. We urge you to take every precaution to protect your personal data when you are on the Internet. To make purchases from MLMComplianceVT.com web site, you must use an SSL-enabled browser. MLMComplianceVT.com uses industry-standard Secure Sockets Layer (SSL) encryption on web pages used to complete a purchase. This protects the confidentiality of your personal and credit card information while it is transmitted over the Internet. We reveal only the last four digits of your credit card numbers when confirming an order. Of course, we transmit the entire credit card number to the appropriate credit card company during order processing.
  • While MLMComplianceVT.com takes reasonable precautions to ensure the security of your data, no one can completely guarantee the safety of data transmitted over the internet. It is important that you take steps to ensure the safety and security of your personal information, for example by not sharing passwords or other registration data. Be sure to sign off when finished using a shared computer. Click here for more information on how to sign off.

What About Third-Party Websites and Links to Other Websites?

Our site may include third-party links to other Websites. Except as set forth in this Privacy Policy, we do not provide any personally identifiable Subscriber or visitor information to these third-party Websites.

These third-party Websites sometimes use technology to send (or "serve") the information that appears on our Website directly to your browser. They automatically receive your IP address when this happens. They may also use cookies, JavaScript, web beacons (also known as action tags or single-pixel gifs), and other technologies to measure the effectiveness of their information and to personalize its content. We do not have access to or control over cookies or other features that they may use, and the information practices of these advertisers and third-party Websites are not covered by this Privacy Policy. Please contact them directly for more information about their privacy practices. In addition, the Network Advertising Initiative offers useful information about Internet advertising companies (also called "ad networks" or "network advertisers"), including information about how to opt-out of their information collection.

Which Information Can I Access?

MLMComplianceVT.com gives you access to a broad range of information about your account and your interactions with MLMComplianceVT.com for the limited purpose of viewing and, in certain cases, updating that information. Click here to see some examples, the list of which will change as our Website evolves.

What Choices Do I Have?

  • As is discussed above, you can always choose not to provide information, even though it might be needed to make a purchase or to take advantage of certain MLMComplianceVT.com features as your profile or the provision of your progress or test scores to your upline and your company.
  • If you do not want to receive e-mail or other mail from us, please adjust your Subscriber Communication Preferences. (If you do not want to receive Terms of Use and other legal notices from us, such as this Privacy Policy, those notices will still govern your use of MLMComplianceVT.com, and it is your responsibility to review them for changes.)
  • The Help portion of the toolbar on most browsers will tell you how to prevent your browser from accepting new cookies, how to have the browser notify you when you receive a new cookie, or how to disable cookies altogether. Additionally, you can disable or delete similar data used by browser add-ons, such as Flash cookies, by changing the add-on's settings or visiting the Website of its manufacturer. However, because cookies allow you to take advantage of some of MLMComplianceVT.com's essential features, we recommend that you leave them turned on.

Are Children Allowed to Use MLMComplianceVT.com?

MLMComplianceVT.com is committed to the safety of all children. Persons under the age of 18 may not register as an MLMComplianceVT.com Subscribers. MLMComplianceVT.com does not sell products or services for use or purchase by children. If you are under 18, you may use the Websites only with the involvement of a parent or guardian. MLMComplianceVT.com does not solicit or knowingly collect personally identifiable information from children under the age of 13. If MLMCompli-anceVT.com obtains actual knowledge that it has collected personally identifiable information from a child under the age of 13, MLMComplianceVT.com will immediately delete such information from its database. Because MLMComplianceVT.com does not collect personally identifiable information from children under the age of 13, MLMComplianceVT.com has no such information to use or disclose to third parties. MLMComplianceVT.com has designed this Privacy Policy in order to comply with the Children's Online Privacy Act (COPA).

Terms of Use, Notices, and Revisions

If you choose to visit MLMComplianceVT.com, your visit and any dispute over privacy is subject to this Privacy Policy and our Terms of Use, including limitations on damages, resolution of disputes, and application of the law of the state of Idaho. If you have any concern about privacy at MLMComplianceVT.com, please contact us with a thorough description, and we will try to resolve it. Our business changes constantly, and our Privacy Policy and the Terms of Use will change also. We may e-mail periodic reminders of our notices and conditions, unless you have instructed us not to, but you should check our Website frequently to see recent changes. Unless stated otherwise, our current Privacy Policy applies to all information that we have about you and your account. We stand behind the promises we make, however, and will never materially change our policies and practices to make them less protective of Subscriber information collected in the past without the consent of affected Subscribers.

Examples of Information Collected

Information You Give Us

You provide most such information when you participate in a course, take a test, or communicate with Subscriber Services. As a result of those actions, you might supply us with such information as your name, address, e-mail address, and phone numbers; credit card information; content of testimonials and e-mails to us.

Automatic Information

Examples of the information we collect and analyze include the Internet protocol (IP) address used to connect your computer to the Internet; login; e-mail address; password; computer and connection information such as browser type, version, and time zone setting, browser plug-in types and versions, operating system, and platform; course history, testing history; the full Uniform Resource Locator (URL) clickstream to, through, and from our Website, including date and time; and cookie number. We may also use browser data such as cookies, Flash cookies (also known as Flash Local Shared Objects), or similar data on certain parts of our Website for fraud prevention and other purposes. During some visits we may use software tools such as JavaScript to measure and collect session information, including page response times, download errors, length of visits to certain pages, page interaction information (such as scrolling, clicks, and mouse-overs), and methods used to browse away from the page.

Information from Other Sources

Examples of information we receive from other sources include account information, course or test completion information, and page-view information; and credit history information from credit bureaus, which we use to help prevent and detect fraud and to offer certain credit or financial services to some Subscribers.

Information You Can Access

Examples of information you can access easily at MLMComplianceVT.com include up-to-date information regarding personally identifiable information (including name, e-mail, password, and communications preferences); payment settings (including credit card information); and e-mail notification settings (including Alerts and newsletters).

Questions

Questions regarding this Privacy Policy should be directed to privacy@MLMComplianctVT.com, or by mail to MLMComplianceVT LLC, P.O. Box 1772, Idaho Falls, Idaho 83403.

Effective Date

The effective date of this Privacy Policy is June 1, 2011.